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var(--fast)}.stat-card:hover{border-color:rgba(255,255,255,0.32);box-shadow:0 14px 30px rgba(23,107,104,0.2);transform:translateY(-2px)}.stat-icon{display:block;fill:none;stroke:currentColor;stroke-linecap:round;stroke-linejoin:round}.stat-icon-primary{position:relative;z-index:1;width:30px;height:30px;color:rgba(255,255,255,0.96);stroke-width:1.7}.stat-icon-watermark{position:absolute;top:18px;right:-12px;width:92px;height:92px;color:rgba(255,255,255,0.07);stroke-width:1.2}.stat-card-content{position:relative;z-index:1;margin-top:34px}.stat-card strong,.stat-card span{display:block}.stat-card strong{margin-top:13px;font-size:clamp(27px,2.55vw,36px);font-weight:500;line-height:1}.stat-title{min-height:2.6em;color:rgba(255,255,255,0.9);font-size:20px;font-weight:600;letter-spacing:0;line-height:1.3;text-transform:uppercase}.stat-divider{width:100%;height:1px;margin-top:12px;background:rgba(255,255,255,0.62)}.testimonials-section{position:relative;background:radial-gradient(circle at 9% 18%,rgba(87,148,104,0.09),transparent 21rem),radial-gradient(circle at 92% 88%,rgba(198,161,91,0.13),transparent 22rem),#fff;scroll-margin-top:92px;overflow:hidden}.testimonial-track{--testimonial-card-width:calc((100% - 36px)/ 3);display:flex;gap:18px;max-width:100%}.testimonial-carousel{--testimonial-visible:3;position:relative;overflow:hidden;padding:0 54px 54px}.testimonial-carousel-controls{display:block}.testimonial-carousel-arrow,.testimonial-dots button{border:0;cursor:pointer}.testimonial-carousel-arrow{position:absolute;top:50%;z-index:3;display:inline-grid;width:42px;height:42px;place-items:center;border:1px solid rgba(23,107,104,0.24);border-radius:50%;background:#fff;color:var(--teal);box-shadow:0 12px 28px rgba(18,48,74,0.1);font-size:1.75rem;line-height:1;transform:translateY(-50%);transition:background var(--fast),border-color var(--fast),color var(--fast),opacity var(--fast),transform var(--fast)}.testimonial-carousel-arrow:first-child{left:0}.testimonial-carousel-arrow:last-child{right:0}.testimonial-carousel-arrow:disabled{cursor:default;opacity:0.42}.testimonial-carousel-arrow:not(:disabled):hover,.testimonial-carousel-arrow:not(:disabled):focus-visible{border-color:var(--teal);background:var(--teal);color:#fff;outline:none;transform:translateY(-50%)scale(1.04)}.testimonial-carousel-arrow:focus-visible{outline:3px solid rgba(23,107,104,0.18);outline-offset:4px}.testimonial-dots{position:absolute;right:54px;bottom:0;left:54px;display:flex;align-items:center;justify-content:center;gap:8px}.testimonial-dots button{width:8px;height:8px;border-radius:50%;background:rgba(23,107,104,0.24);padding:0;transition:background var(--fast),transform var(--fast),width var(--fast),border-radius var(--fast)}.testimonial-dots button[aria-current="true"]{width:22px;border-radius:999px;background:var(--teal)}.testimonial-dots button:focus-visible{outline:3px solid rgba(23,107,104,0.18);outline-offset:4px}.testimonial-card{position:relative;display:none;flex-direction:column;flex:0 0 var(--testimonial-card-width);min-width:0;border:1px solid var(--line);border-radius:16px;background:#fff;padding:26px;box-shadow:0 16px 38px rgba(18,48,74,0.07);transition:transform var(--fast),box-shadow var(--fast),border-color var(--fast)}.testimonial-card.is-visible{display:flex}.testimonial-track .testimonial-card.reveal{opacity:1;transform:none}.testimonial-card::before{position:absolute;top:0;left:26px;width:54px;height:3px;border-radius:999px;background:linear-gradient(90deg,var(--teal),var(--gold));content:""}.testimonial-card:hover{border-color:var(--line-strong);box-shadow:var(--shadow-hover);transform:translateY(-5px)}.stars{color:#d69a22;letter-spacing:0.12em;line-height:1;margin-top:20px}.testimonial-card p{margin:14px 0 0;color:var(--text)}.testimonial-card h3,.reviewer h3{margin:0;font-size:1rem}.testimonial-card span,.reviewer span,.sample-note{color:var(--muted);font-size:0.9rem}.reviewer{display:flex;align-items:center;gap:16px}.reviewer img{width:78px;height:78px;flex:0 0 78px;border:4px solid var(--teal-soft);border-radius:50%;object-fit:cover;object-position:center top}.sample-note{margin:14px 0 0;text-align:center}.gallery-section,.awards-section{background:radial-gradient(circle at 90% 20%,rgba(23,107,104,0.08),transparent 22rem),var(--bg)}.gallery-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:4px}.gallery-section>.container{width:min(100% - 88px,1130px)}.gallery-item{margin:0;overflow:hidden;aspect-ratio:4 / 3;background:var(--surface-2);border-radius:0}.gallery-trigger{display:block;width:100%;height:100%;border:0;border-radius:0;padding:0;background:transparent;cursor:pointer;overflow:hidden;font:inherit}.gallery-trigger img{display:block;width:100%;height:100%;border-radius:0;object-fit:cover;transition:transform 500ms var(--ease)}.gallery-item:hover img{transform:scale(1.04)}body.lightbox-open{overflow:hidden}.gallery-lightbox{position:fixed;inset:0;z-index:80;display:grid;place-items:center;padding:24px;opacity:0;pointer-events:none;transition:opacity var(--fast)}.gallery-lightbox.is-open{opacity:1;pointer-events:auto}.gallery-lightbox-backdrop{position:absolute;inset:0;background:rgba(7,35,51,0.58);backdrop-filter:blur(8px)}.gallery-lightbox-panel{position:relative;z-index:1;width:min(880px,100%);max-height:min(90vh,820px);display:grid;grid-template-columns:1fr;overflow:hidden;border:1px solid rgba(255,255,255,0.72);border-radius:16px;background:#fff;box-shadow:0 30px 90px rgba(7,35,51,0.28);transform:translateY(14px)scale(0.98);transition:transform var(--fast)}.gallery-lightbox.is-open .gallery-lightbox-panel{transform:translateY(0)scale(1)}.gallery-lightbox-panel img{width:100%;height:min(64vh,560px);object-fit:cover;background:var(--teal-soft)}.gallery-lightbox-copy{display:flex;flex-direction:column;gap:10px;padding:24px 28px 28px}.gallery-lightbox-copy h3{margin:0;color:var(--navy);font-size:clamp(1.35rem,2vw,2rem)}.gallery-lightbox-copy p{margin:0;color:var(--muted);line-height:1.7}.gallery-lightbox-close,.gallery-lightbox-nav{position:absolute;z-index:3;display:grid;place-items:center;border:1px solid rgba(18,48,74,0.12);border-radius:999px;background:rgba(255,255,255,0.92);color:var(--navy);box-shadow:0 12px 30px rgba(18,48,74,0.12);cursor:pointer}.gallery-lightbox-close{top:16px;right:16px;width:42px;height:42px;font-size:1.8rem;line-height:1}.gallery-lightbox-nav{top:50%;width:44px;height:44px;font-size:2rem;transform:translateY(-50%)}.gallery-lightbox-prev{left:16px}.gallery-lightbox-next{right:16px}.videos-section{background:#fff;scroll-margin-top:92px}.video-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.awards-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.video-card,.award-card{border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:0 16px 38px rgba(18,48,74,0.065);transition:transform var(--fast),box-shadow var(--fast),border-color var(--fast)}.video-card{padding:18px}.award-card{padding:28px}.video-card:hover,.award-card:hover{border-color:var(--line-strong);box-shadow:var(--shadow-hover);transform:translateY(-4px)}.award-mark{display:inline-grid;width:48px;height:48px;place-items:center;border-radius:14px;background:var(--teal-soft);color:var(--teal);font-weight:700}.award-mark{background:var(--gold-soft);color:var(--gold)}.video-card h3,.award-card h3{margin:18px 0 10px}.video-card p,.award-card p{margin:0;color:var(--muted)}.video-preview{position:relative;display:block;width:100%;aspect-ratio:16 / 10;border:0;border-radius:14px;background:var(--teal-soft);cursor:pointer;overflow:hidden;padding:0;text-align:left}.video-preview img{display:block;width:100%;height:100%;object-fit:cover;object-position:center;transition:transform var(--slow)}.video-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(18,48,74,0.22),rgba(23,107,104,0.06)),linear-gradient(0deg,rgba(18,48,74,0.26),transparent 52%);pointer-events:none}.video-card:hover .video-preview img{transform:scale(1.025)}.play-mark{position:absolute;top:50%;left:50%;display:inline-grid;width:54px;height:54px;place-items:center;border-radius:50%;background:#fff;color:var(--teal);box-shadow:0 14px 30px rgba(18,48,74,0.18);font-size:1.05rem;font-weight:700;transform:translate(-50%,-50%);transition:transform var(--fast),background var(--fast),color var(--fast)}.video-card:hover .play-mark{background:var(--teal);color:#fff;transform:translate(-50%,-50%)scale(1.05)}.award-meta{margin-bottom:12px!important;color:var(--teal)!important;font-size:0.9rem;font-weight:600}.service-float-list{display:grid;gap:9px;width:100%;max-width:270px}.service-float-list span{border:1px solid rgba(18,48,74,0.1);border-radius:999px;background:rgba(255,255,255,0.9);color:var(--navy);padding:9px 13px;box-shadow:0 12px 28px rgba(18,48,74,0.09);font-size:0.85rem;font-weight:600}.wealth-category-grid{display:grid;grid-template-columns:minmax(260px,0.46fr)minmax(0,1fr);gap:20px;align-items:stretch}.wealth-image-card{position:relative;min-height:300px;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:var(--shadow);overflow:hidden}.wealth-image-card::after{position:absolute;inset:0;background:linear-gradient(135deg,rgba(23,107,104,0.08),transparent 42%),linear-gradient(0deg,rgba(18,48,74,0.34),transparent 45%);content:"";pointer-events:none}.compact-card{right:18px;bottom:18px;max-width:220px}.wealth-intro{position:relative;border:1px solid rgba(23,107,104,0.14);border-radius:18px;background:radial-gradient(circle at 100% 0,rgba(198,161,91,0.13),transparent 13rem),linear-gradient(135deg,#ffffff,#f2f8f7);padding:clamp(24px,3vw,34px);overflow:hidden}.wealth-intro::after{position:absolute;right:24px;bottom:24px;width:96px;height:42px;border-right:2px solid rgba(23,107,104,0.28);border-bottom:2px solid rgba(198,161,91,0.34);border-radius:0 0 24px 0;content:""}.wealth-intro h3{max-width:580px;margin-bottom:12px;font-size:clamp(22px,2.4vw,30px)}.wealth-intro p:last-child{max-width:620px;margin:0;color:var(--muted)}.wealth-card-grid{grid-column:1 / -1;grid-template-columns:repeat(3,minmax(0,1fr));align-items:stretch}.wealth-card{display:flex;min-height:250px;flex-direction:column;border-radius:18px;padding:28px}.wealth-card::before{display:block;width:48px;height:3px;border-radius:999px;margin-bottom:18px;background:linear-gradient(90deg,var(--teal),var(--gold));content:""}.service-icon{display:inline-grid;width:42px;height:42px;place-items:center;border-radius:14px;background:var(--teal-soft);color:var(--teal);font-size:0.86rem;font-weight:700}.service-icon svg{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}.protection-icon{margin-bottom:4px;transition:background var(--fast),color var(--fast),transform var(--fast)}.detail-card:hover .protection-icon{background:var(--teal);color:#fff;transform:translateY(-2px)}.wealth-card p{flex:1}.wealth-card a{display:inline-flex;align-items:center;gap:7px;margin-top:22px;color:var(--teal);font-size:0.9rem;font-weight:600}.wealth-card a span{transition:transform var(--fast)}.wealth-card:hover a span{transform:translateX(3px)}.statement-grid{grid-template-columns:1fr}.statement-grid div{display:grid;grid-template-columns:42px minmax(0,1fr);align-items:start;gap:8px 14px;padding:22px}.statement-grid strong,.statement-grid span{display:block}.statement-grid .statement-icon{grid-row:span 2;display:inline-grid;width:40px;height:40px;place-items:center;border-radius:13px;background:var(--teal-soft);color:var(--teal)}.statement-grid .statement-icon svg{width:21px;height:21px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.statement-grid strong{color:var(--navy);font-weight:600}.statement-grid span{color:var(--muted)}.statement-grid strong + span{margin-top:0}.approach-section{background:radial-gradient(circle at 78% 25%,rgba(198,161,91,0.11),transparent 27rem),linear-gradient(135deg,#12304a,#176b68);color:#fff}.approach-section h2,.approach-section h3{color:#fff}.approach-section .section-heading{max-width:690px}.approach-rail{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;border:1px solid rgba(255,255,255,0.18);border-radius:14px;background:rgba(255,255,255,0.18);overflow:hidden}.approach-step{position:relative;background:rgba(255,255,255,0.09);padding:26px}.approach-step::after{position:absolute;right:22px;bottom:22px;width:34px;height:2px;border-radius:999px;background:var(--gold);content:"";transition:width var(--fast)}.approach-step:hover::after{width:58px}.approach-step p{color:rgba(255,255,255,0.76)}.cta-band{position:relative;overflow:hidden;text-align:center;background:radial-gradient(circle at 50% 110%,rgba(198,161,91,0.18),transparent 28rem),linear-gradient(135deg,var(--navy),var(--teal));color:#fff}.cta-band::before{position:absolute;inset:0;background-image:linear-gradient(120deg,transparent 0 46%,rgba(255,255,255,0.12)47% 48%,transparent 49% 100%);content:""}.cta-band .container{position:relative;max-width:760px}.cta-band h2{color:#fff;font-size:50px;font-weight:600}.cta-band p{max-width:620px;margin:16px auto 0;color:rgba(255,255,255,0.78)}.page-hero{position:relative;display:grid;min-height:auto;align-items:center;padding:clamp(52px,6vw,72px)0 clamp(46px,5vw,64px);background:radial-gradient(circle at 78% 22%,rgba(23,107,104,0.08),transparent 30%),linear-gradient(135deg,#ffffff,#f5f8f8);overflow:hidden}.page-hero::after{position:absolute;inset:0;background-image:linear-gradient(135deg,rgba(18,48,74,0.035)1px,transparent 1px);background-size:30px 30px;content:"";pointer-events:none}.page-hero .container{position:relative;z-index:1}.page-hero h1{max-width:820px;color:var(--navy);font-size:47px;font-weight:600}.editorial-grid{align-items:start}.editorial-copy h2{font-size:39px;font-weight:600}.editorial-copy{text-align:center}.value-grid{grid-template-columns:repeat(3,1fr)}.value-grid.compact{grid-template-columns:1fr}.philosophy-band{background:radial-gradient(circle at 8% 14%,rgba(198,161,91,0.08),transparent 22rem),var(--surface-2)}.about-philosophy-grid{grid-template-columns:minmax(0,0.95fr)minmax(320px,0.75fr);align-items:center}.about-philosophy-content{display:grid;gap:20px}.about-philosophy-image{min-height:390px;aspect-ratio:0.96}.timeline-stack{display:grid;gap:14px}.timeline-stack article{display:grid;grid-template-columns:auto 1fr;gap:16px;align-items:start;padding:18px}.timeline-stack span{color:var(--teal);font-weight:600}.timeline-stack p{margin:0}.service-board .container{display:grid;gap:22px}.service-category{display:grid;grid-template-columns:minmax(220px,0.45fr)1fr;gap:20px;border-bottom:1px solid var(--line);padding-bottom:22px}.service-category>div:first-child{text-align:center}.service-category h2{margin-top:9px;font-size:32px}#protection,#wealth,#nri{scroll-margin-top:96px}.detail-list{grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}.detail-card h3{font-size:1.05rem;overflow-wrap:normal;word-break:normal;hyphens:none}.specialized-card-grid{align-items:stretch}.specialized-card{position:relative;display:grid;min-height:245px;align-content:start;overflow:hidden;border-color:rgba(23,107,104,0.15);padding:28px}.specialized-card::before{position:absolute;top:0;left:28px;width:56px;height:3px;border-radius:999px;background:linear-gradient(90deg,var(--teal),var(--gold));content:""}.specialized-card::after{position:absolute;right:-34px;bottom:-34px;width:120px;height:120px;border-radius:50%;background:rgba(23,107,104,0.055);content:"";pointer-events:none}.specialized-icon{position:relative;z-index:1;width:50px;height:50px;border-radius:16px;margin-bottom:16px;background:linear-gradient(180deg,rgba(230,242,241,0.94),rgba(255,255,255,0.9));box-shadow:inset 0 0 0 1px rgba(23,107,104,0.12);transition:transform var(--fast),background var(--fast),color var(--fast),box-shadow var(--fast)}.specialized-icon svg{width:24px;height:24px}.specialized-card h3{position:relative;z-index:1;margin:0 0 11px;color:var(--navy);font-size:1.12rem;line-height:1.3;overflow-wrap:break-word;word-break:normal}.specialized-card p{position:relative;z-index:1;line-height:1.68}.specialized-card:hover .specialized-icon{background:var(--teal);color:#fff;box-shadow:0 12px 24px rgba(23,107,104,0.2);transform:translateY(-2px)scale(1.03)}.specialized-card-grid .specialized-card:nth-child(2){transition-delay:90ms}.specialized-card-grid .specialized-card:nth-child(3){transition-delay:160ms}.contact-grid{align-items:start}.contact-panel,.contact-form{padding:clamp(24px,4vw,34px)}.contact-form{min-width:0}.contact-panel{background:radial-gradient(circle at 90% 6%,rgba(23,107,104,0.08),transparent 14rem),#fff}.contact-panel h2{font-size:1.5rem;font-weight:600}.contact-method{display:grid;grid-template-columns:42px 1fr;align-items:start;gap:13px;border-top:1px solid var(--line);padding:17px 0}.contact-method-icon{display:inline-grid;width:38px;height:38px;place-items:center;border-radius:13px;background:var(--teal-soft);color:var(--teal)}.contact-method-icon svg{width:20px;height:20px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.contact-method-label{display:block;color:var(--teal);font-size:0.78rem;font-weight:600;letter-spacing:0.1em;text-transform:uppercase}.contact-method p{margin:6px 0 0;color:var(--navy);font-weight:500}.contact-map{position:relative;height:260px;margin:18px 0;overflow:hidden;border:1px solid rgba(23,107,104,0.16);border-radius:14px;background:var(--teal-soft);box-shadow:0 14px 32px rgba(18,48,74,0.065)}.contact-map 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